1. Make sure you compare quotes with multiple agents. Insurance premiums vary with different insurance companies. One tip is to go with an independent agent. Independent insurance agents are not bound to one insurance company. Therefore, they can offer you multiple options when it comes to your life insurance needs. 2. Ask your employer first. [...]

This article is going to be short and simple. Basically, I’m just going to break down the types of life insurance that are available to you. 1. Term life insurance Term life insurance is the most common type of life insurance. Most people opt for term life insurance because it is the cheapest option and [...]

When purchasing life insurance, keep in mind that your insurance representative may be selling you on a product you may not need. For instance, did you know that insurance agents get paid more for selling whole life insurance policies than term life? Here are my tips for you: 1. If possible, use an independent broker. [...]

That’s another question that I get often. The answer is…it all depends on your unique situation. Your life insurance agent can help you decide your policy amount after factoring in your income, children’s tuition, mortgage, retirement, medical bills, taxes, and other costs. To get a rough estimate of the life insurance policy amount you would [...]

If you have been poking around life insurance articles and advice, you probably have come across the question of whether to buy life insurance for your child. I have received a fair amount of questions about whether it is wise to buy a policy for a newborn. My unbiased opinion is that unless you know [...]